Here are some things you can do to improve you debt to income ratios to qualify for an FHA loan. Your objective is to reduce your debt- to- income.
- Pay down/pay off debt like credit cards that show up on your credit report.
Teachers should try to get your student loan deferred. ( these payments do not have to be included in your debt if deferred for 12 months).Pay off an auto loan (this is one of the biggest killers on a credit report)
Consider a home in a lower price point
